Car Loans & Leases in Merrillville, IN

Finance Center in Merrillville, IN

Now that you've picked the perfect vehicle for your lifestyle and budget, the finance team at Subaru of Merrillville is ready to help you on the finance side of things. Our team of in-house finance experts are ready to work with all Merrillville area drivers to find a payment plan that best fits your needs. We are well connected to a vast lending network that helps to ensure that Chicago, Dyer, and Gary IN drivers can land a fair finance deal.

Not sure whether you should lease or finance? We'll walk you through what each option has to offer, from mileage limits and upfront costs to warranty coverage and more. Be sure to explore all our latest Incentives & Offers and feel free to fill out a Finance Application to get started today.

Subaru Leasing

Do you want to lease your new Subaru? This option lets you trade your Car, Sedan, or SUV after a few years for a brand-new one, and often means a lower monthly payment! With a lease, you don't have to worry about depreciation, long-term commitment, or resale.

Plus, Subaru Motors Finance offers the Subaru of America Lease Loyalty Program. Under the Lease Loyalty Program, Subaru will make the first monthly payment on your behalf - not to exceed $500 - on your next Subaru lease through Subaru Motors Finance and pay any disposition fee owed on your current leased Subaru. Additional benefits of leasing include:

  • Lease payment covers only the vehicle depreciated 
  • Lease payments cost less
  • Down payments are less
  • Leases run for only 24 to 48 months
  • Leases are covered under the general warranty 
  • You have multiple lease-end options

Subaru Lease-End Options

Know your Lease-End Options, decide how much you love your current Subaru-then, decide what's next.

  • Get a New Subaru: Take a test drive, check out offers, and arrange the turn-in of your current vehicle.
  • Purchase Current Subaru: If you want to purchase the Subaru you've grown to love, contact us to request a payoff quote.
  • Extend your Lease: If you need more time, send us a Secure Message to request a one-time six-month extension.
  • Lease Turn-In: Use our checklist to get ready for turn-in, and complete our vehicle turn-in form after a return.

Subaru Financing

Financing means you see the loan through to the end until it is paid off. The result of buying a new or used vehicle is that you own it outright, and that's something that our Chicago, Dyer, and Gary IN drivers can appreciate. Financing also offers the opportunity to resell, refinance, and personalize your ride. At Subaru of Merrillville, we offer a wide range of competitive financing options, New Specials, and Pre-Owned Specials. Additional benefits of financing include:

  • Ownership and ability to sell
  • No mileage restrictions
  • Can customize and alter
  • No car payments once paid off
  • Multiple lender options 

Financing FAQs


Financing costs more upfront but offers more financial freedom. Leasing allows you to get a new model every 2 to 3 years and generally costs less upfront.

Yes, your trade-in can help cover your new lease’s down payment and/or monthly payment.

With your current model and the Subaru Trade Up Advantage® Program, you may already be eligible to receive these exclusive benefits:

  • Your own personalized offer when your vehicle is in a positive equity position
  • Opportunities available only to you, as this program is unique to Subaru and Subaru owners
  • Award-winning longevity and value of a new Subaru vehicle
  • Fewer maintenance costs and a brand-new warranty
  • Added peace of mind with more industry-leading safety and technology features
  • You have an asset once paid off
  • No mileage limitation
  • Long-term savings
  • Ability to sell whenever
  • Higher monthly payments
  • Higher down payment
  • Higher repair costs
  • Vehicle depreciation
  • Warranty coverage
  • Latest technology and stylings
  • Available loyalty incentives
  • Mileage limitations
  • No customizations
  • Not an asset
  1. Lease a new Subaru
  2. Purchase a new Subaru
  3. Purchase your currently leased Subaru
  1. Scheduling your inspection.
  2. Review and make possible repairs.
  3. Make an appointment at a dealer.
  4. Complete a federal odometer/lease termination statement.
  5. Pay any lease liability fees/charges.
  6. Pay any additional charges.

Make an Inquiry

  1. Zeigler Subaru of Merrillville

    1777 W US Route 30
    Merrillville, IN 46410

    • Sales: 219-756-7900
Loading Map...

Get in Touch

  • Contact our Sales Department at: 219-756-7900
  • Monday9:00 AM - 8:00 PM
  • Tuesday9:00 AM - 8:00 PM
  • Wednesday9:00 AM - 8:00 PM
  • Thursday9:00 AM - 8:00 PM
  • Friday9:00 AM - 6:00 PM
  • Saturday9:00 AM - 5:00 PM
  • SundayClosed